Just me

Monday, March 13, 2006

3, 2, 1.....bye-bye EON Bank

That's right, 3 more months and it's bye-bye EON bank.

It's my hire purchase loan and I have 3 more months to go. YES ! FINALLY ! NO MORE CAR INSTALLMENTS ! YESSSSSSSSSSSSSSS!!!!!!

I can't wait till I pay my last car installment :) It's been 5 longggg years. Since I started working, I got my car and has been paying installments since. Now, I'm looking forward to not having to fork out Rm600++ every month to EON. Which means that each month I'll have an extra of RM600 to use ..which means more shopping ! ..hahahaha.

Of all the banks that I have debts with (PBB, SBB, MBB, Alliance) I find that EON bank is the one that's most inconvenient in making payments. The problem is that EON bank has no check deposit machines. Most other banks have that and I have the luxury to make payments to those banks outside my office hours - after dinner, weekends, anytime. But not for EON. I know of some EON branches which opens on weekends, but it's not somewhere near to where I live, so that's not much help either. Well, that's my only gripe about EON Bank.

Anyway, I bought my car when I landed my first job. I actually was reluctant to get a new car. I was happy with my 20 year old Datsun 120i then, but mom wouldn't have it. I guess she's worried that the Datsun was not reliable, breaks down all time and it doesn't help that I was working in Cyberjaya which back then was like a deserted town. Mom paid the deposit for the new car...so I'm not complaining :)

That time I was on a fresh grad salary and RM600 was a lot of money for me. It was more than 25% of my monthly salary. So, paying RM600 for car installment every month just kills me. Combined with the amount of money I spend on petrol, toll and maintenance, the car uses more money than my food and rent every month! That time, whenever friends mention that they want to buy car...I would say to them think carefully arrr, get cheap cheap car, your old car still can use what ! Because I don't want them to experience the 'torture' of handing over hundreds of RM to EON bank every month........and I would always tell myself after I'm done with this car loan. I would NOT get another new car, at least for another few years. I don't want to saddle myself with another round of car loan. I'm going to enjoy my car loan free status for sometime first. :) and now the moment has almost arrive....almost....soooo close.....can't wait........ :) :) :) :) :)
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ps:well, actually I could just drive up to EON bank and just settle the car loan once and for all, it's just another RM2000++ to go now........but the wait is just so sweet..........ahahahahahahahahahahahahahahahahaha







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